Make up by Ianna Walker

Assertive Financial Management Team President and Founder, Rachel Vixamar also known as the Credit Repair Queen is offering up some worthy approved financial tips that will illustrate the beauty of financial freedom.

There is great beauty in acquiring financial freedom. A strong command of your finances does not have to be difficult or elusive. As often as people like to find excuses for not addressing financial issues such as credit repair and financial literacy, both are essential to living your life to its maximum potential.

Two Fantastic Tips That Demonstrate The Beauty Of Knowledge

1. You can boost your credit score up by getting your credit repaired. One tip to begin repairing your credit is removing inquires on your credit report. Write a letter to the credit bureaus declaring that you didn’t give consent to (company name) to pull your credit. At the end of the letter be sure to include you want the inquiry removed immediately. Even if you did give consent to the inquiry it works at all times. Also with the letter make sure you send a copy of your driver’s license/ state ID, and a copy of a utility bill with your current address. Get a monitoring website that has all three bureaus and is very detailed oriented for your convenience.

2. The last tip is every single one of us has the ability to validate our debt. Yes I said it. We have the ability to validate our debt. For instance, if any medical bill is sent to collections, they’re violating HIPAA law. US law is designed to provide privacy standards to protect a patients’ medical records and other health information provided to health plans, doctors, hospitals and other health care providers. Developed by the Department of Health and Human Services, these new standards provide patients with access to their medical records and more control over how their personal health information is used and disclosed. They represent a uniform, federal floor of privacy protections for consumers across the country. State laws providing additional protections to consumers are not affected by this new rule. Always remember that you have the right to dispute anything that you feel is inaccurate that is reporting on your credit

See her advertorial in the latest issue of Worty